Bugeting
I was wondering, how many people genuinely sit down and budget their finances?
I mean, a lot of people just don’t need too. When you make enough money its more of a case of, you get paid, your bills go out, the rest of the money is yours to blow on what you like! But for those of use who don’t make as much money as we’d like, there’s always that classic – Can i really afford another pint? … probably not… *grunt*.. Another pint please!
Well, I’ve been working on a solution for my personal version of that problem! 
Using excel I’ve been building a personal finance system. Its a little messy around the edges at the moment, but over all i think its helped me astronomically considering the amount i earn each week!
So of course, I’m hoping that if its useful for me, its probably useful for other people! Thus I’m in the very early stages of creating a finance organiser style website for users to do their own financing on!
So what do other people think about the joys of such said things?
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